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Two Wheeler Insurance

Two-wheeler insurance is an insurance plan focused on protection and coverage for bikes. It covers the cost of repairs in the case of accidental damages to your bike. Apart from accidents, it also provides financial security from incidents like thefts, natural disasters, vandalism, etc. and third party liabilities.


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  • दावी भुक्तानीको सहजताका लागि ।

Two Wheeler

Is a contract signed between the bike owner and the insurer whereby the latter promises to cover damage to the bike due to an accident, theft, or collision

What Is Bike Insurance?

Two wheeler insurance is an agreement between the insurance company and the bike owner, where the insurance company promises to provide coverage for the financial liabilities which may arise during an accident involving the insured’s two wheeler.

How to Choose Two Wheeler Insurance Policy?

1. Know Your Coverage Requirements

Assess your requirements and budget so that you can choose between different types of two wheeler insurance plans that suit you the best. When assessing your requirements, you must consider different factors such as usage of your two wheeler, your expenditure, liabilities, etc.

2. Choose Add-ons Wisely

Add-on covers help you to enhance the coverage of your two wheeler insurance policy. You can opt for an add-on cover for your two wheeler insurance policy in exchange of extra premium. Common add-on covers in two wheeler insurance are zero depreciation cover, personal accident cover for pillion riders, and towing cover.

3. Choose a Reliable Insurance Company

Checking the claim settlement ratio is of utmost importance when choosing a trustworthy two wheeler insurance company online. It ensures that the claim settlement is hassle-free.

4. Compare Two Wheeler Insurance Plans Online

It is important to compare different two wheeler insurance policies online in order to make the best buying decision. You can compare different plans on the basis of inclusions, exclusions, premiums, etc.

5. Read Online Reviews

Reading reviews online of verified customers who have bought two wheeler insurance policies will help you decide if you are going for the right two wheeler insurance policy or not. Therefore, it is recommended to read positive as well as negative comments online so that you can decide what is best for you.


Different Types of Bike Insurance

Mero Beema is a one-stop insurance platform that allows you to compare various bike insurance policies and select the best insurance for your bike.

Cover for Third-Party Liability - A comprehensive bike insurance policy covers you for third-party liabilities.

Cashless Repairs - You can avail of cashless repairs at any network garage across India with a comprehensive bike insurance policy.

The premium varies as per the chosen variant of the car. Hero Splendor Plus is available in 17 variants.

Bike insurance add-on are extra coverages which are designed to extend the coverage of your standard bike insurance policy.